Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean.
In todays ever-changing & dynamic economy, constant innovation, continuous growth and global expansion has become a necessity. However, prior to finalizing an investment decision, a series of decisions need to be taken on the viability of the investment and most importantly on the funding/financing of the investment.
In other words, based on the internal reserves available, the management would have to determine the sources of external funding and the extent of dilution that it would seek as a result of obtaining finance from external sources. We assist the management at every stage of expansion by analyzing and proposing various financing strategies which would be a combination of internal funds, external debt and equity financing based on a trade-off between fixed financial obligations over time against the level of dilution of ownership.
Also, due to our association with the leading banks and financial institutions globally and especially in the Middle East, we link our clients to the right lender depending upon the nature of the investment and type of financing required.
Debt Restructuring refers to the process of reorganizing a company’s or individuals outstanding obligations, both to banks & financial institutions as well as suppliers/private creditors.
In a manner such that the company or individual gets a relaxation on their current obligations and the repayments are scheduled across a longer period of time based on the company’s or individuals existing financial strength, cash flow projections and various other determining factors
Ritman’s Board Members & Management Team brings with it almost two decades of hands-on experience and vast knowledge about the financial services industry.
Over time, Ritman has associated with the leading banks in the UAE, Middle East & globally and has successfully restructured debts of various financially distressed companies. Along with carrying out the negotiations on the financial aspect of restructuring,Ritman also provides the corporate or individual with legal advice, if and when required, through its highly reputed and renowned legal partners.
At Ritman, we believe that the fulfillment of financial duties & obligations both, on the part of the lenders as well as borrowers, is one of the major factors that determine and affect the stability of an economy.
Hence, in our effort to maintain this equilibrium, while on one hand Ritman offers debt restructuring services to corporates and individuals, it also offers a comprehensive suite of services regarding debt collection or resolution cases. Depending upon the borrowers financial condition and due to the uncertainty in the borrowers ability to immediately repay an outstanding obligation, we follow the below mechanism to safeguard the clients objective of successful recovery of amount lent.
We at RITMAN provide our clients with a one-stop-shop service in this regard by making sure that each stage of a M&A transaction process – from valuation to preparation of an Investment Memorandum to negotiation and completion, is conducted by our highly experienced team to ensure successful results.
Our services involve conducting a market study and understanding the geo-political and legal factors that would influence the merger apart from carrying out due diligence and financial modelling to assist client to achieve their strategic goals by identifying and implementing opportunities to merge with or acquire other businesses.