In today's rapid advancement of technology and globalization era, fast, simple and
reliable are becoming new standards in money transfer services. The major factor
contributing to the presence of money transfer organizations is the growing demand
of overseas expatriates employed around the world to send money back to their near
and dear ones. Therefore we made an effort to give an answer to public demand on
alternative money transfer services besides the formal banking system.
SMA is registered in Hong Kong, has a global home remittance web-based money transfer
service, under the brand name of RitmanPay, catering to the diversified needs of
expatriate populations. Having its marketing base in different GCC countries also
helps the company to grow and reach out easily to the rest of the world, due to
the country's strategic position on the world map.
Our vision is “to be the most trusted and innovative partner in the payment industry, delivering best-in-class solution & services to our valued customers in the markets we serve”, is the embodiment of what has been the central focus of our company since its founding and what will continue to guide us in the future.
Maintaining a long term relationship with the customer by providing value for money and services
Maintaining a mutually rewarding business partnership
Maintaining a working environment that promotes excellence towards a more motivated and empowered human resources
Integrity : Earn the trust and respect of our stakeholders
Teamwork : Realizing a shared vision
Customer Excellence : Customer is the lifeblood for our organization
Innovation : Redefine the customer experience
Social Commitments : Actively fulfill social responsibilities as a member of the community
Strategic Leadership : Molding organization philosophies